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Primary Liability (minimum $750,000 for interstate) Cargo Insurance Physical Damage Bobtail/Non-Trucking Liability
Motor Truck Cargo Trailer Interchange Occupational Accident General Liability
Driving experience and record Type of cargo hauled Operating radius Number of power units Claims history
Implement safety programs Use ELD/telematics Maintain good CSA scores Work with a specialist agent who understands trucking insurance and related commercial auto insurance coverage
Educational Guides
The Complete Guide to Commercial Trucking Insurance
By Luis F. Laguado · Principal Agent · Orlando, FLFeb 28, 20267 min read

Running a trucking business requires specialized insurance coverage. Here's your complete guide:
Required Coverages:
Optional but Recommended:
Factors That Affect Your Rates:
How to Save:
If your operation also runs warehouses, offices or non-trucking exposures, you may want to review broader business insurance options. Ready to compare? Request a trucking quote.
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